Our goal is to help you meet yours

California Small Business Loan Match is a new lender-match tool provided by IBank’s Small Business Finance Center as an extension of our Loan Guarantee Program. We created Loan Match to ease the process of finding trusted loans for California entrepreneurs, gathering dozens of lenders on one platform for a one-stop experience. All lenders have been pre-vetted and enrolled in IBank’s Loan Guarantee Program, which specializes in bridging the gap between responsible lenders and small businesses.

About us

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The California Infrastructure and Economic Development Bank (IBank) is a California State government agency and part of the Governor’s Office of Business and Economic Development. IBank was created in 1994 to finance public infrastructure and private development that promote a healthy climate for jobs, contribute to a strong economy, and improve the quality of life in California communities.

IBank’s Small Business Loan Guarantee program is one of several programs run by IBank, and specializes in bridging the gap between responsible lenders and small businesses. Although IBank does not offer loans to small businesses directly, they work with nonprofits (called Financial Development Corporations or FDCs) and small business lenders (including CDFIs), to offer small business loan guarantees. By guaranteeing loans, IBank gives lenders the confidence they need to issue loans to small businesses that otherwise may struggle to access funding.

IBank’s Small Business Loan Guarantee program is supported by the federal State Small Business Credit Initiative (SSBCI), which recently allocated California $1.2 billion to help small businesses seeking loans.

California Small Business Loan Match is supported by

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The Initiative for Inclusive Entrepreneurship (IIE) - Announced in October 2022 by Vice President Kamala Harris and launched by Hyphen, the Initiative for Inclusive Entrepreneurship (IIE) is a national effort to expand access to capital for small businesses owned by people of color. IIE harnesses the power of public-private collaboration to ensure that the U.S. Department of the Treasury’s $10 billion State Small Business Credit Initiative (SSBCI) strengthens the small business ecosystem and advances racial equity by coordinating, streamlining, and enhancing communications and driving actionable implementation for Treasury, states and Tribal Nations, capital providers, and small businesses. 

IIE has provided grant funding from JPMorgan Chase, W.K. Kellogg Foundation, John D. and Catherine T. MacArthur Foundation, Mastercard Center for Inclusive Growth, Skoll Foundation, and Wells Fargo to launch California Small Business Loan Match via the work of Next Street and the Community Reinvestment Fund (CRF).


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Next Street partners with the Initiative for Inclusive Entrepreneurship (IIE) to help connect small businesses in Main Street sectors to capital and has designed the go-to-market strategy for California Small Business Loan Match on behalf of IBank. Next Street is a mission-driven, for-profit firm building the connected infrastructure for America’s small businesses who have been systemically held back. Next Street was founded in 2005 with the belief that small businesses are the drivers of economic and community development and the engines of inclusive growth. This philosophy is at the core of everything that we do. Over the next five years, Next Street will help more than one million small businesses owners grow their businesses and build wealth. We work with corporations, investors, governments, financial institutions, and small business providers, connecting small businesses in their networks with the right resources at the right time. We are an anti-racist and anti-bias institution. Learn more about our commitment here.


Community Reinvestment Fund (CRF) powers CRF Connect, an online platform that matches small business owners with mission-driven organizations for loans, TA, grants, and other resources. CRF Connect is the technology powering California Small Business Loan Match on behalf of IBank.  It is the first-ever single online network that helps mission-driven lenders streamline demand and reach small business owners who want to grow their businesses and boost their communities. CRF is a national non-profit organization with a mission to improve lives and strengthen communities through innovative financial solutions. A leading Community Development Financial Institution (CDFI), CRF supports mission-driven organizations, increases economic mobility, and builds strong local economies through the development of solutions aimed at creating an equitable financial system. CRF has injected more than $3.6 billion to stimulate job creation and economic development and support community facilities.