Got a big idea for your small business? We can help.
We empower entrepreneurs like you through responsible lending, backed by the state of California. Fill out our quick questionnaire to find your ideal loan match today.
Find FundingIf you’re a small business owner looking for a good loan, you’re in the right place. Let California Small Business Loan Match connect you to pre-vetted lenders and loans you can trust, at no cost. Loan Match is powered by IBank, the state agency helping to promote a healthy economic climate and improve quality of life in California communities.
Who we are
California Small Business Loan Match is brought to you by IBank
California Small Business Loan Match is a new lender-match tool provided by IBank’s Small Business Finance Center as an extension of our Loan Guarantee Program. We created Loan Match to ease the process of finding trusted loans for California entrepreneurs, gathering dozens of lenders on one platform for a one-stop experience. All lenders have been pre-vetted and enrolled in IBank’s Loan Guarantee Program, which specializes in bridging the gap between responsible lenders and small businesses.
Learn About UsHere’s how it works, and it’s easy!
Step 1
You fill out a short questionnaire that takes just minutes to complete. No credit check required!
Step 2
Based on your eligibility, we’ll match you with lenders that fit your needs.
Step 3
See details about each lender, select the one you like, and we’ll connect you with them.
Step 4
The lender will reach out within three business days to begin the formal loan process. (You’ll also get their contact info so you can follow up directly.)
What responsible lending means for your business:
California Small Business Loan Match brings together dozens of lenders across the state of California, most of which are certified as Community Development Financial Institutions (CDFIs). All of our partner lenders are considered responsible, non-predatory lenders.
CDFIs are frequently preferred by the small business community because:
- CDFIs are community-based organizations that offer loans with similar interest rates and terms to the ones offered by commercial banks, but who specialize in helping borrowers who don’t meet the rigid lending criteria of traditional banks — for example, small businesses that have a lower credit score, a prior defaulted loan, or no up-front collateral.
- CDFIs specialize in helping people in lower-income communities.
- CDFIs offer a much more flexible and affordable repayment plan — unlike online lending or Merchant Cash Advance (MCA) loans, which tend to be very expensive (with high-interest rates and additional fees) and can require very fast repayment (some requiring you to pay back in just 12 months).
FAQ
Your questions answered
Here’s what other entrepreneurs are saying
Intuitive Spiritual Mindset Coach
“I was making enough money to support myself, but not to grow and set my business up to be more sustainable in the future. Other lenders made me feel judged - like I wasn’t running my business ‘the right way.’ Working Solutions was very warm and they listened. They took the time to understand my financial situations and worked with me. They were very human.”
Participating Lenders
You may be matched with one or more pre-vetted lenders, listed below. Once matched, you’ll see details about each lender and their loan products offered, as well as direct contact information. Get started now.